This book is for owner managers and their finance people.It contains hundreds of valuable insights to help you run your business.Many businesses can be run without having any formal planning or budgets in place. That can work perfectly well for very small businesses. However, once your business has developed far enough to have a management team then it will need to plan and budget.Plans and budgets will also be a pre-requisite if your business needs to raise external funds, whether in the form of loans or equity.If you are serious about growing your business, you should be planning for it. There is plenty of research to be found on the internet showing that companies that plan and budget are more successful than those who don’t.This book is grounded in practical examples and issues that come up in real companies. There are lots of financial theory books and books covering accountancy and finance, this isn’t one of those.